Simplifying investment policies at the micro level and introducing a time-bound framework will be critical for India's growth targets, notes Krishna Ella.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
A combination of ELSS or PPF with a term plan offers better coverage and returns
'More investors now view the stock market as a valuable opportunity, though many still seek quick gains, leading to a rise in futures and options trading.'
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Travel is about making memories, experiencing the unknown, and engaging in new experiences -- not worrying about fluctuating exchange rates or hidden expenditures. With a little planning and a proactive approach to handling your foreign exchange, you can reduce financial stress and enjoy your trip, suggests Pavan Kavad.
Ask your bank to save for you. Plan your taxes. Reward yourself for your addictions... Chartered accountant Shreya Jaiswal's 10 ways to make more money this year.
'Consider 40% to 50% in equities, 10% in gold as a hedge, and the remaining 30% to 40% split between multi-asset funds and hybrid funds.'
Seems daunting? With right financial planning, patience, and commitment, this goal is entirely achievable, says Ramalingam Kalirajan. Here's how
It is important to have the necessary documents on hand to verify the information in the form.
A mistake here can prove costly.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
While equity savings funds could offer higher returns over three-five years, they would also be more volatile.
If you already hold significant amounts of equity in your portfolio, avoid MAAFs with over 60 per cent equity. But if you lack equity exposure, an aggressive MAAF may be appropriate.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
If you have a health insurance policy, you can earn benefits on premiums paid on health check-ups, says Sajja Praveen Chowdary, head-Term Life Insurance, Policybazaar.com.
Many investors confuse investment with a tool to save tax and do not see them as a tool to build wealth!
Systematic Withdrawal Plan, or SWP, can help you achieve your financial goals. Ramalingam Kalirajan's step-by-step guide on how to effectively use an SWP.
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Your financial goals are of utmost importance and the tax saving is an added incentive, advises Dwaipayan Bose.
DAP does not consider past I-T returns to match a taxpayer's resources with their expenditures or investments, points out Harsh Roongta.
Apart from the emotional value attached to buying gold, the yellow metal offers protection against inflation, interest rate spikes, currency and geopolitical risks, says Anamika Pareek.
From how to open an NPS Vatsalya account to knowing how this scheme compares to investing in mutual fund or in provident fund, Ramalingam Kalirajan offers a 360-degree view and the pros and cons of investing in a scheme that has the potential to secure your child's financial well-being.
Data from Value Research analysed on five-year, three-year and one-year performances of active equity schemes to pick the best performers in popular scheme categories.
rediffGURU Ulhas Joshi answers your mutual fund queries.
Follow this 15 x 15 x 15 rule to become a crorepati without taking big risks. Ramalingam Kalirajan explains how
Find out all about these tax-saving strategies for various age-groups that will work in tandem with your overall game plan.
rediffGURU Hemant Bokil answers your personal finance queries
'If a taxpayer opts for the new tax regime once, he can only switch back to the old tax regime once in his lifetime.'
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
The government on Tuesday announced withdrawal of the 2 per cent equalisation levy or digital tax on overseas e-commerce supplies.
For long-term financial security, millennials must not only provide social security for their young families but also ensure that their financial burdens are not passed down to their families, says Casparus Kromhout.
Feature for feature, bank FDs are indeed better than debt funds today, mainly thanks to Ms Sitharaman, notes Debashis Basu.
If you fail to make the lump sum deposit before April 5, do so at least before the 5th of the next month (May). That way you will only lose out on the interest for April.
The performance of tax-saving funds seems even more impressive once the tax benefits have been factored in.
It's time to start planning your tax investments. Here are some new tax saving funds funds that have hit the market.
Once you follow these, it is also important to deploy your savings in inflation-beating investment avenues.
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances